I thought the card held only $3,000. Five years later, I finally went to withdraw it. The truth caught me completely by surprise.

I almost smiled.

“Why?”

“It’s complicated.”

“Then explain it.”

“Not over the phone.”

“I’ve got time.”

His breathing changed.

“Evelyn.”

“How much money did you hide under my name, Richard?”

Patricia’s eyes snapped toward me.

I heard something fall on his end.

Then his voice came back low and hard.