I thought the card held only $3,000. Five years later, I finally went to withdraw it. The truth caught me completely by surprise.

I almost smiled.

“Why?”

“It’s complicated.”

“Then explain it.”

“Not over the phone.”

“I’ve got time.”

His breathing changed.

“Evelyn.”

“How much money did you hide under my name, Richard?”

Patricia’s eyes snapped toward me.

I heard something fall on his end.

Then his voice came back low and hard.

“You don’t understand what you’re looking at.”

“I understand my name.”

“It was for your protection.”

I stared at the forged signature.

“My protection.”

“Yes.”

“You forged my signature for my protection?”

He stopped breathing for one terrible second.

Patricia reached for a legal pad and began writing.

Richard recovered quickly.

He always did.

“You signed more papers during the divorce than you remember.”

“No.”

“You were emotional.”

There it was.

Thirty-seven years reduced to the sentence he had used whenever I remembered something differently.

You were emotional.

You misunderstood.

You’re making too much of it.

He had once convinced me I had misplaced my mother’s diamond brooch when he had pawned it to cover a business debt.

I found the receipt eight years later.

He said I was living in the past.

I looked at Patricia.

“He’s saying I signed it.”

She wrote something and turned the pad toward me.

DO NOT ARGUE. LET HIM TALK.

So I swallowed everything burning in my throat.

“Maybe I did,” I said.

Richard exhaled.

I heard relief.

That hurt more than the lie.

“Exactly. Good. Now leave the bank and call me from home.”

“What happens to the money?”

“Nothing.”

“Is it mine?”

Pause.

“It isn’t that simple.”

“Whose is it?”

Another pause.

“Business funds.”

“Your business?”

“Evelyn, stop asking questions.”

My hand stopped shaking.

Strange, isn’t it?

Sometimes fear doesn’t disappear because you become brave.

Sometimes somebody simply says the wrong sentence one time too many.

I sat straighter.

“No.”

“What?”

“I said no.”

His voice sharpened.

“You have no idea what you’ve stepped into.”

“Then come explain it.”

Patricia looked up.

I held her gaze.

“Come to the bank.”

“Evelyn—”

“If you want me to leave, come get me.”

I ended the call.

My heart was pounding so violently I could hear it.

Patricia stared at me.

“Are you sure that was wise?”

“No.”