They thought I would keep paying to keep the peace, but one call to my lawyer uncovered a $96,000 surprise no one expected.

But the legal process was just beginning. The bank confirmed that several large purchases were authorized using Skylar’s digital data from a mobile device that wasn’t hers.

The IP address matched the home address of Mrs. Greer, Derek’s mother, in the north side of the city. Charges also appeared at high-end department stores, a beauty salon, a jewelry store, and a travel agency.

Suzanne had been using Skylar’s financial information for months, but she hadn’t been doing it alone.

The final blow came when the bank handed over a recorded customer service call. In the audio, a woman clearly tried to impersonate Skylar to confirm a fraudulent purchase of 3,800 dollars.

The voice belonged to Suzanne. When the bank representative asked for a security word, a man could be heard whispering in the background, “Tell her Edgewater 14.”

It was Derek’s voice.

Skylar listened to the recording in Sandra’s office, her hands turning ice cold. She didn’t cry because she had already cried for love, for shame, and for fear, so this time, what she felt was something harder, which was a stark, unshakeable clarity.

“They knew exactly what they were doing to me,” she said quietly.

Sandra nodded in agreement.

“Yes, Skylar,” Sandra said. “And that changes everything for the criminal case.”

The assault investigation continued, but now heavy charges of fraud, identity theft, extortion, and data misuse were officially added to the file. Derek lost his corporate job before the final sentencing.

It wasn’t because Skylar called his company, as he later claimed to his family to play the victim, but because he had requested falsified medical leave, arrived late to important meetings, and a key client found his name linked to a major criminal case. His salesman’s charm didn’t help him at all when the legal paperwork came to light.

Suzanne tried to save herself from prison by turning on her brother.

“He told me Skylar agreed to help us,” she declared to the investigators. “I honestly thought it was just a normal marriage thing between them.”

But the saved text messages broke her defense completely. There was one especially cruel text sent to Derek two weeks before the attack.

“If she doesn’t control her money now, she won’t let us have anything later,” Suzanne had written to him. “Remember, the apartment is in her name, so we have to make her sign something soon.”

Skylar read that sentence four times in the lawyer’s office. They wanted to make her sign something.

Then she fully understood the mysterious transfer of 9,600 dollars with the description “Initial payment for family agreement.” It wasn’t simple theft because they were fabricating a legal story to pressure her later, perhaps to claim she had accepted a family debt, a commitment, or a partnership, which was a lie useful for bringing Suzanne into her real estate property.

The realization made her incredibly nauseous. She remembered how many times Derek had told her they should formalize that his family had also contributed to the apartment’s value.