Three days later, he called me.
His voice sounded different.
“Can you meet me?”
“What happened?”
“I’d rather show you.”
At the coffee shop, he placed several documents across the table.
The first was a copy of an application for a home-equity line of credit.
Two hundred and forty thousand dollars.
My house was named as collateral.
I stared at the signature.
My name.
Not my handwriting.
“That was forged.”
“I know.”
“How?”
“We compared the signature with your previous filings.”
My hands turned cold.
Then Thomas flipped the page.
There was another signature.
Sarah’s.
Listed as a witness.
My throat tightened.
For several moments, I couldn’t speak.
“My daughter signed this?”
“Possibly.”
“Possibly?”
“Her signature could have been forged as well.”
That should have reassured me.
It didn’t.
Thomas tapped another document.
The application named Greg’s employer.
Archer Financial Development.
Then he said something that made the room seem to shift.
“There’s more.”
Apparently, Greg had presented himself to people at work as a partial owner of my house.
Even worse, he had tried to use the property as proof of personal assets while seeking funding for a private investment.
“How much?”
“Nearly half a million dollars.”
I leaned back.
Suddenly, I remembered that dinner.
His boss downstairs.
Greg talking about how much “we” had invested in the property.
“Thomas,” I whispered, “his boss has been inside my house.”
Thomas’s expression sharpened.
“When?”
I explained.
For the first time, he appeared genuinely concerned.
“Don’t confront Greg.”
“I wasn’t planning to.”
“Good.”
“What should I do?”
Thomas closed the folder.
“We let him believe you know nothing.”
That was when I started packing.
Not quickly. Moving quickly attracts attention.
My winter clothes disappeared first.
Then photo albums. Michael’s watch. My jewelry. The china. Books. Family documents.
When Sarah noticed some dishes were missing, I smiled.
“Decluttering.”
Greg laughed.
“About time.”
Then he pointed toward my bedroom closet.
“Clear that out too. I could use the space for my golf clubs.”
“I’ll work on it.”
He grinned.
He believed I was obeying.
In reality, I was carefully removing my life from that house before he had another opportunity to take advantage of it.
Thomas contacted the appropriate authorities.
The bank froze the unauthorized loan application.
Then something unexpected happened.
Greg’s boss, Daniel Archer, contacted Thomas.
He had discovered inconsistencies in the financial information Greg had submitted to the company.
Apparently, Greg had been requesting an internal investment advance from Archer Financial.
The house was listed among the assets he claimed.
When Daniel reviewed the county records, only one name appeared.
Mine.
Daniel remembered seeing me upstairs during that dinner.
Greg had casually introduced me as “Linda, who’s staying with us.”
Not his mother-in-law. Not the homeowner.
Someone staying with them.
Daniel wanted to speak with me.
I nearly refused.
Thomas convinced me otherwise.
We met at Daniel’s office.
Daniel Archer was a tall man in his early sixties with tired eyes and the kind of expensive suit that never needed to advertise itself.
“I owe you an apology,” he said.
“For what?”